Posts

Compound Interests

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How big a deal is compound interests? Can I double my savings in 10 years time without doing anything with it? Based on the current CIMB Bank Berhad Fixed Deposit interest rate (16 June 2016), by using a Compound Interest Calculator, I had calculated how much would I get in return after 10 years based on an initial RM10,000 deposit, no addition and varying the tenures of FD maturity. From the table below, it's clear that you cannot double your saving in 10 years time due to current low interest rates. You will need at least 7% to 8% per annum of interest rate to double your savings using compound interests. Tenure 1mth 2mths 3mths 6mths 12mths Interest Rate 3.15% 3.25% 3.30% 3.40% 3.70% Total Principal after 10 years 13,696.94 13,828.17 13,890.86 14,009.38 14,380.95 Interest Gain ($) 3,696.94 3,828.17 3,890.86 4,009.38 4,380.95 Interest Gain (%) 36.97% 38.28% 38.91% 40.09% ...

How to rip DVDs to MKV or MP4 files

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This is how to rip a DVD movie and convert it to either MKV file or MP4 file with compressed video  and audio data (smaller file size). Personally I prefer to convert it to MKV format as I can embed the multiple channel of language audio and subtitles that are already available in the DVD itself. Software tools needed: MakeMKV Handbrake Operating System:  Windows Steps: Use MakeMKV to extract out the video, audio and subtitles data from the DVD to a mkv file. This extraction will take around 20 minutes to complete and expect that the file size of this file is the same as the DVD. This is because there is no compression of the video and audio data yet. Use Handbrake to convert the DVD extracted mkv file to either mp4 or maintain mkv file format with compressed video and audio data. Depends on the settings of Handbrake, it might took as long as 2 to 3 hours for conversion. Make sure that you choose the desired language audio channel to be in the converted file. Make sure that yo...

Power Bank Case for Samsung Galaxy Note 4

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I just got a very special smartphone casing for my Samsung Galaxy Note 4. This casing is not just a casing because it has a built-in 4800mAh power bank. So the convenience of having a built-in power bank smartphone casing is not having to lugged a separate bulky power bank while charging the smartphone. Before I order this from eBay, there is not much reviews that talks about the details of this casing that matters to me such as "Will it have data connection while the phone is using the casing?". Most of the reviews are un-boxing reviews which are rubbish. Below is the list of my  findings on this casing and hopefully it will benefit anyone who is planning to buy this. Anyway, I went ahead and order this casing out of necessity where my Samsung Galaxy Note 4 battery will not last me through the day any more after due to daily recharging for more than a year. My reviews: It charges my Samsung Galaxy Note 4 pretty fast. From 50% to 100% takes about 1/2 hour. The casing does not...

Do you know your coffee?

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Do you know what is the difference between a cup of Cafe Latte and a cup of Cappucino? This infographic might be able to help you. With all the cafes mushrooming around in Penang island, knowing the types of coffee you are ordering is definitely a must. I got this from the coffee menu from DCOVA .

Adhesives or Glue Chart for your sticky moment

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Click for larger version This is a handy chart to guide you on which adhesive or glue to use on different types of materials. Print this out and stick it to your garage wall. References, Sources and Credits: http://makezine.com/2016/03/25/dont-glue-anything-without-handy-reference-chart/

iRova KK8 Battery Teardown

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The old battery My iRova KK8 robot vacuum battery finally gave up after 12 months of almost daily use. Some times I would just setup the timer and leave it for few days when I go out of my home for holidays. At the 10th month, the iRova KK8 can only run for 30 mins compared to 90 mins when its brand new. By 12th month, it can only run 20 mins. So thats when I decided to get a new battery from iRova . It cost me RM180 and I think it's a reasonable price to pay. Since I am going to throw away the old battery, I might as well tear it down to see what it made of. Surprisingly I found a thermistor (temp sensor) that provide temp reading to the iRova robot when charging. Peeled out all the adhesive tape that covers the connections. This is a temperature controlled cut off circuit (i think) The whole battery is basically made of 12 AA batteries. References, Sources and Credits: http://www.i-rova.com/product-1199190.html

How to pack a suitcase like a pro

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Here is how to pack your suitcase with clothes to wear for a week! References, Sources and Credits: https://www.youtube.com/watch?v=6uZYsZ6izxM